Mortgage Refinancing
Mortgages Made Easy
Access the equity in your home by refinancing your mortgage.
Refinance up to 80% of your home's value to pay off high-interest debt , pay for an upcoming expense, access funds for a future project, give a gift to your children or to lower your overall payments and increase cash flow.
What are the benefits of refinancing?
Consolidate Debt: Consolidating higher interest debt into your mortgage can lower your overall interest cost and reduce your overall payments. If you have credit card debt you are probably paying over 20% interest, compare this to the much lower mortgage interest rates. Consolidating debt can also improve your credit score as missing payments and high utilization can affect your score negatively. Letting your credit score decrease can dramatically affect your next mortgage.
Extend Amortization: If you are looking to lower your payment, extending your amortization will help. While you may not want to extend the life of your mortgage, setting up a lower payment and using your pre-payment options, when possible, could be a great solution for you.
Access Equity: Do you have a big project you want to do around the house? Want to give a financial gift to your children? Accessing your equity allows you to have extra funds for whatever you need.
I would be happy to prepare a Mortgage Analyzer Report for you. This report will show potential interest savings and cash flow improvements during the term of the mortgage. This report is especially useful when consolidating debt or determining if it is better to renew or to refinance. Click here to see a sample report.
Set up a time with me using Calendly to discuss your situation and your goals.
